they ruled the mornings around here, i remember when i co-hosted he would introduce me as >> referereverend jim bob cram m a stock was here today and gone tomorrow and everyone was fine wit. those days are over. if you recommend a stock for a trade, even if you say buy today for the analyst meeting and sell it tomorrow -- >> sell sell sell sell sell -- >> there will always be a youtube video kick around that shows you liked the stock but never gave it a sell call. we've gone well beyond that. tonight, we're taking it to the next level where i'm introducing you to the concept of suitability. basically what stocks fit you. what investments are right for you. not for this week or month, but for your age and temperament i heard of the concept when i was in training at goldman sachs. i have been buying individual stocks for myself and others for a half decade before i got to goldman in '83 at the time i was watching financial news network in between classes. when i could, i would run of to the library where theyhad research sports from long-gone firms about stocks totally on a catch basis. it's so nosta