we're just going to continue to improve it and refinite and work on our goals. if you're doing it at the federal government level, you're going through 40 pages of specs and this and that and the other. there are all kinds of laws involved. it makes it more difficult. it's part of the reason why chronically federal i.t. programs are over budget, behind schedule. when i do some monday morning quarterbacking on myself, one of the things i do recognize is since i know that the federal government has not been good at this stuff in the past, two years ago as we were thinking about this, we might have done more to make sure we're breaking the mold on how we were going to be setting this up. that doesn't help us now. we've got to move forward. jeff mason. >> thank you, mr. president. today's fixed you announced leaves it up to state insurance commissioner and insurance companies to ultimately decide whether to allow policies to be renewed for a year. how confident are you they will do that? secondly, how concerned are you this flawed rollout may hurt democrats' chances