joining me "usa today" contributor regina lewis.od morning to you, i want to start with the job numbers for the month of may. tell us about that. >> well, good, not great. 175,000 jobs added. private sector really doing the heavy lifting there as the federal government continues to make cuts. couple of interesting data points. 25,000 of the jobs roughly were part time. now at first you think that can't be good, but economists like to see that because it heralds future hiring. a lot of the part-time jobs traditionally will turn into full-time jobs. and the average work week, 34.5 hours. that's another number they like to see go up because as an employer i'm going to try to get you closer to 40 before i add another head. >> okay. how about housing here? the ultralow mortgage rates are they a thing of the past? >> it's looking that way. i mean most people, the general consensus, it will head up to about 5%. nobody knows when. we are seeing jumbo mortgage, those are the ones that -- a loan over 600,000 at comparable rates. so there is s