members of congress have tried to stop regulationthe sec have to be funded every year through congressional appropriations. other regulators are self- funded. they do not have to go to congress for funding. industry lobbyists to try to hold back their appropriations. it is a very difficult situation. the present needs to stand up and support of the regulatory process. have the back of the regulators. the regulators need to stand up to it,permit the volcker rule was the prime example of something that could be very positive to constrain risk- taking on wall street. the role that was proposed have a lot of exceptions to it, carried detailed and complex, it very difficult to enfoi am hopit before they do. again, it is up to the regulators to use these tools. dodd-frank gave them the tools, but they have to use them. tavis: is it possible, how would you randy's lobbyist? i know how washington works -- to rain and these lobbyists? i know how washington works. i'm trying to figure out if it is possible? >> it is not a problem unique to the financial services industry. there is such a low confiden