host: let us hear from renae merle. guest: as far as not having a job and relying on one income is a problem. that is something that the administration is trying to address as well. it sounds like you could apply for the government program, but perhaps you may not geth assistance from the program. but the majority of the people who get help from the government is from a loss of income, like your situation. host: anything from the regulation bill that talk about this connection of foreclosure bills? guest: not precisely. in the senate legislation at least they say that lenders have to look at your income and credit score when you get a mortgage. they also prohibit -- then it prepayment penalties. if you cancel your mortgage early, they would give you a penalty. but right now, there is nothing that addresses foreclosures. host: what about income levels, what you can qualify for? how much can you qualify to spend on home? guest: mortgage rates may be low, but it might be hard to get a mortgage if your payment is more than

and doona pavetti and renae merle look at the u.s. welfare system -- and robert rector look at the u.s. welfare system. "washington journal" why that 7:00 a.m. missed -- 7:00 a.m. eastern here on c-span. >> hellenic taken will testify before the senate judiciary committee. you can find key moments from previous confirmation hearings on line at the c-span video library every program since 1987, it is washington your way. >> john bercow was reelected to his post on thursday. tuesday's elections were led by the father of the house, the member what the law is continuous service in the house. he is dragged reluctantly to the chair. it includes speeches by the new prime minister david cameron and harriet harman.