often to get any type of care up in those areas and it is very remote and we also have a lot of retirries, in more remote areas who can also benefit and even though they are in the out lying areas of the bay area when you see the map that was provided in here, that if they are a urgent care facility, that are within, 100 miles of san francisco that covers a great deal of the retiree membership as well and so i would like to request that we take a look at a broader scope and that we don't also forget our folks up in the hetch hetchy and the people down in the area that are out of the range of the hmos but do need urgent care, thank you. >> thank you. >> any other public comment? >> all right, seeing none, next item please? >> item 11, discussion item, report on vendors on medical loss ratio refunds, if any, hss vendors. >> good afternoon, heather united healthcare, we did go through this with the team on the plan and we did check against it, there is no rebate from united healthcare that is relative to this. and we provieed them with the number that they can call and also, william, from yo