reuben ramirez, nbr, bethesda, maryland. >> tom: four years since the taxpayer bailed out the banking industry. billions of dollars are paid back, and the tarp bailout remains a flash point over financial reform in politics. we have the inspector general of tarp, and he's written about his experiences in a new book entitled bailout. an inside account of how wash wark abandoned main street while rescuing wall street. tarp was sold as a necessary emergency measure that had to happen right now to save banks. banks are open, and the economy has rebounded but not as much as some hoped doesn't that prove the effectiveness of tarp? >> not as great as some would have hoped. that's an understatement. tarp was supposeed to do more than save the banks. when you think about it. hundreds of billions of tarp dollars to the bank along with trillions of dollars of other to preserve a status quo that led into into the great recession wasn't enough. that's why congress required, and treasury promised, in order to get their hands on the bailout money to do a lot more. to take the money that's not just g