start a tax-free business at startup-ny.com. [ femalpop in the drumide pods of any machine...rgent. ♪ ...to wash any size load. it dissolves in any temperure, even cold. tideod pop in. and out. gerri: two weeks away from the end of the year and how your investments are working to check if you need to reduce its doorknob. welcome to the show dana. thus profits by saying your comments are directing your advice with people who are five years for retirement. it is a critical time because as we saw was the last market meltdown people were killed on the cusp of retirement. what do you say about those people? >> right now if you look back from the bottom of the market at the close yesterday it is up 139% if you or your retirement now was a great time to take risks off the table. that means you need to go into your retirement account where there is no consequences. looked at the fund that the balance at the beginning of the year and now. those who had a large increase moving that money into something safer. you will forgo additional gains but you will locker at money in so it is safe for th

nelson mandela, at the beginning of his conference said the cause was so rgent, they have now come out of retirement so that he could prosecute the cause. and at the end of the press onference, he said it's now up to the younger generation and he was returning to his retirement now. i visited in south his son he week that died of aids. in mourning and grieving about he events, he came out to the press with me and he said that ids is not to be treated as a moral judgment. like what he ated a disease and greatness for cure. his greatness was a greatness of the human soul. mrk, my good fortune was to meet nelson mandela not so long after he left prison. i remember the first greeting. of the british empire. he flashed the same smile that could light up a room and the world. years ago, the birth of my son john, i picked up the nelson e, there was mandela on the floor. he, too had lost a child in infancy. and his birthday before the day second son's, we exchanged telephone calls on the days of birthdays, presents, letters, cards, the last only this october. raising money for children's cause