ric edelman is a new york times best-selling author, radio, and tv host. he's been named america's top financial advisor by barron's three times. >> people talk about their worries over the current fluctuation of the marketplace, what are we worried about? >> now he provides you with the same advice he gives his thousands of clients. "ric edelman's truth about retirement" begins now. ♪ [ cheers and applause ] >> thank you. thank you very much. thank you. well, i'm very excited to be here with you today. thank you so much for joining us. we are going to shwi