. >> i am richard asher trade my question is you have a ticking timebomb across this country with infrastructure roads and bridges. look what happened in kansas city with that bridge collapse. he touched on it a little bit about the roads having more moisture but how can you deal with that in the area that you're talking about? >> we have worked very hard and i give examples in the book but basically it is the case that infrastructure deals dividends before anything bad happens so not only does it improve infrastructure obviously bug where there is good infrastructure there is often better transit options and then housing develops and commercial sites developed. so it is a win for that investment. we are showing that if the federal government won't act here there are ways for the states to aggregate and create state-run infrastructure investment banks. we created one in new york after sandy and it allows you to bring in private capital. there's a lot of private investment for infrastructure sitting on the sidelines waiting for government to ask so we have been very active in helping some of that