for that, we turn to rick sharga, senior vice president of realty trac, a web site that publishes datastate and foreclosure trends; and mark zandi, chief economist at moody's analytics. rich sharga, are these numbers proof of a double-dip recession, that term we've all feared? >> certainly not a double-dip recession. i mean in the overall economy. but you can make an argument about the double dip in the housing market. it depends upon your definition of a double dip. is a 5% drop compared to a 20% drop a couple years ago a double dip or is it just a continuation of a downward trend that the market is trying to correct? not good news however you want to define. >> ifill: in your opinion what are the driving factors, say the two or three big driving factors here. >> well, obviously 9% unemployment rate is a problem. tough job market makes it hard for people to go out and buy homes. i think the foreclosure crisis is a very serious weight on the housing market. we have millions of loans in the foreclosure process that will go through and are going through to... and the homes get sold at a