rick talkthe feds get out of the student loans that. is what is happening, the feds are involved in student loans. if you remove the federal government distortion and bring costs back down and if costs, and degrees are as valuable as rick said. banks will readily loan students less money to go to collegege at a lower price. >> i see morgan shaking the head. lending standards are not existent morgan. >> that is true. but there is any other reason college tuition is going up. state government is cutting down the subsidies to the local college >> why, wait a minute. we are we throwing subsidies in a rotten system. they are gouging the american people and they have to change the business model and stop overcharging. >> but either way i agree but government money is involved. >> it is in the middle of the fight. go ahead. >> what it boils down to, instead of continuing the bad thing how to get out of the it as soon as possible. >> you phase them out and make it clear to the universities that the days are over . you want to borrow. go to a as