colleagues, please, rita margarita mordovina rbc i will have a few questions today.is known that the association of russian banks sent a proposal to the central bank to provide credit holidays for victims of terrorist acts of hostilities , sabotage and other such circumstances. tell me, please, what is the position of the central bank . on this initiative, we know that the central bank sent a letter to the banks and gave some recommendations. what recommendations are we talking about, and the second question is also on the latest news. it is known that one of the banks introduced a fairly substantial commission for crediting dollars, up to 50% of the amount of credits goes there. and how does a bank like the bank of russia feel about this, does it think that regulation is necessary? yes, if some strong large commissions are introduced and the third question, clarifying what you have already said. so you noted that now the share of exports for which rass. entered in rubles is 41% could you clarify. e. how much is the share of imports, which are calculated in rubles or