that is rl proem. if we have one ceiling it should be on the national debt.erri: that's a great point. before you guys go i want to show some number here. average 401(k) balance according to fidelity, $89,000. center for retirement savings, retirement research at boston college says it is far lower, 42,000. not enough money. we need all the help we can get from the federal government to save more. we don't need barriers. great job both of you. thank you. >> thank you. gerri: and now we want to know what you think. here's our question tonight. are retirement plans under assault by greedy politicians? log on to gerriwillis.com. vote on the right-hand side of the screen. i will show the results at the end of tonight's show. >>> another example of the crisis in the public pension system, the public pension system. detroit today filed its plan to dig o of its 18 bell dollars debt. the city's -- $18 billion debt. the pl which the court must approve before it can get out of the biggest u.s. bankruptcy in history. fire and police officers take 10% cut. city employees