let me bring in rob shapiro. he has advised every democratic nominee for president cynic 1992 peter is here with me. the chief investment officer we watched the yield very closely. let's quickly start there. what are your thoughts >> it's real the person looking the buy a home look what they're doing for the bank stocks. we're damaging the profitability of the banking sector. one of the had transmissions of monetary policy is the banks to encourage them to lend while squeezing the market margins is not good for potential loan growth >> absolutely. they're saying there will be a reidentify bonanza >> that will be the one area that's profitable. the loan margin will get squeezed >> rick, watching to see if it happens today, or in the next ten minutes here >> well, i was just getting ready to take a picture. >> there it is i see had .9999. i think i'll send that picture mission accomplished to long it a below 1%. i want to go to rob. >> we're following the policies of bank of japan how did it work for them >> let me