host: we go to our first caller, leo in the bronx on our democrat line for robert verbruggen. orning, leo. caller: good morning. thank you for taking my call. my question for mr. verbruggen position ons your obamacare where insurance carriers were prohibited from discriminating against patients or customers that had pre-existing conditions? guest: it is a bit of a different issue, but it is something i have also written about. it is essentially a political nonstarter, i think, to do anything different at this point. people very much hate it when an insurance company is able to discriminate against somebody thats already sick, and creates some serious problems for those programs, because if someone signs up after they are already sick, that is why they do that, and that is why you have the individual mandate. that is what you have some of the problems with obamacare that you are seeing. i think the challenge is how to reform obamacare the qs protections for people with pre-existing conditions -- that keeps protections for people with pre-existing conditions. host: eddie is in in