robin thompson is founder and ceo of education known as the art of driving. brian thompson is a consultant and janene martin joins us. >> thank you for having us. >> you founded art in memory of your 16-year-old daughter, ashley who died in 2003. tell us what happened to her. >> it was a sunny june afternoon, about 2:00, ashley was at home and she was returning to her high school. and she was on a road that she traveled every day, that she knew well. she was about three blocks from the home. and for some reason that we're still not sure of, she overcorrected and when she overcorrected she put the car into a skid and she hit a tree and was killed instantly. the police feel that something or someone ran in front of her and caused her to make that sudden swerve. ashley's crash and that's what i accidents, is very textbook. majority of teen fatalities are what we call off the road. the teen will overcorrect, put the car into a skid and hit a hard object. and, again, ashley was only three blocks from the phone. no cell phone used. no other passengers in the car to

robin thompson with budget wise consulting says let's reverse our way of thinking paying yourself first can be as easy as setting up an automatic transfer from your checking to your savings account (bite 7:18) bite-a lot of times people don't have that future vision of what they want, they just think i'm saving to be saving, so i'm really taking something away from myself track- not so so visualizing your goal makes saving easier that's why americasavesweek.org is holding an "im- saving for" social you may win 500 dollars america saves tagline start small think big (bite 8:29) bite-so many people think i don't have enough to save, but everyone has some small amount that they begin to put away, so don't get caught up in how large it is, just recognize that the habit of saving is more important than the amount that you have to save now to changing to your thinking about that tax refund you're likely getting no, we're not going to tell you to save all of it but first, let's remember what that money really is (bite 12:42) bite-you just overpaid the government and now they're returning that