. >> good afternoon, commissioners mark roeder's here on behalf of the project sponsor mr. kennedy highlights he went over that i'm going to briefly talk about a few the reasons why we're happy to be here seeking our second conditional use permit to open in the neighborhood of san francisco as mr. kennedy mentioned ann quo is taking over a prominent street corner on mission street the neighborhood commercial street where most of the residents in excelsior and outer mission are going to i'm glad it will be renovating the frontage mission street and norton street opening 3 windows on the street so people cock u walking up to mission street will be facing a street fundamental as mentioned in the materials umpqua prides itself not on outlet formula retail use banks this has banking option that invites people to come into it's stores it calls them stores not banks so get coffee and locate other neighborhood art on the wall and if they want to, they can check out some of the banking options one of the things that umpqua has is outreach in the community and has after hours to hold