my question is right now, how is this compared to the roesponsibe homeowner. that every government person is yielsing all their time and money to fight for a few people that went under water. >> let's take that question, peter. >> peter, i appreciate that you believe what you're saying. i believe that you are sincere in your belief that somehow, this is a bailout that is unfair. and it's unfortunate, i think, that people have looked at one little piece of this. in other words, i was able to make my mortgage payments so why should someone else get help? i look at it totally differently. this is an issue and you can look at a lot of the facts involved in this. many of the people involved bought homes between 2003 and 2004, 2005. and if you look at the value of homes at the time before the bubble happened. before predatory lending and the securitization and the vast unfairness of banks and mortgage companies selling products to people even though they knew they were going to fail, no documentation loans, no appraisals. you can afford it. you're house can go up in