joining us is consumer financial protection bureau and one of my best friends, rohit chopra.ficial capacity right now but a lot of things the vice president announced, if you will, on friday, some of them were squarely in the camp of the consumer financial protection bureau . in your official capacity, can you just talk about this lowering cost for consumers? some of our friends, not michael steele but other republican friends i have, have said this about communism and these are just not things we should be doing but america does this every day. >> yeah. we are constantly focused on junk fees, big prices people are paying on everything from groceries to credit cards. i think we have to be clear with each other. i don't care if it is a hurricane or a pandemic, that should not be an excuse to jack up prices. that is really what we have seen since 2020-2021. we even have grocery ceos, one ceo of kroger saying, they're making more money, more profit when there is inflation. they can use it as an excuse to hike up prices. often, they want to consolidate more and more power to do t