i am ron manabat. this is my wife rose. we are located on the property at 1120 19th street. our home is in need of major improvement. we are embarrassed by the condition of the house. our house is the ugly duckling on the block. we don't have the carbon hand. the only way to afford the repairs to the place is to pull the money from the building. we can't wait for the conversion. for example, the siding needs to be addressed before this winter season or our tenant could be negatively impacted. second, the conversion process itself could cost from $20,000 to $50,000. we are struggling ourselves, and we don't have that kind of cash laying around. all we are trying to do is formalize an imaginary line that separates the two homes in order to facilitate our repairs, nothing more. here is the fence line. we submitted to you a recent "wall street journal" article demonstrating the difficulties to obtain an loan. the banks that make those loans come at enormous cost because they consider them risky. my wife and i aren't clear on what transpired when the hughes added to their buildin