agreeing with ron pollack. aetna leaving the exchange is retaliation for the blocked merger with humana. a question. insurance companies complaining when the aca mandates that people must buy their product? guest: i don't think they are complaining so much about the mandate. i'm not saying it's a popular thing. surveys.ok at all the the mandate is least popular of all the different provisions. insurers know that when they are prohibited from denying coverage to people who are sick or have a pre-existing condition they have to get healthier people into the pool. the mandate helps achieve that. joe raises a question is it done as effectively as possible. it could be improved. no doubt. part of important trying to make sure the pools don't have as much risk in them. let me say one other thing. this really goes to the future. those whowe've had are opponents of the affordable care act have really so far of used to seriously engage in trying to improve the affordable care act as if it's an act of sacrilege. i think

agreeing with ron pollack. aetna leaving the exchange is retaliation for the blocked merger with humana. a question. insurance companies complaining when the aca mandates that people must buy their product? guest: i don't think they are complaining so much about the mandate. i'm not saying it's a popular thing. surveys.ok at all the the mandate is least popular of all the different provisions. insurers know that when they are prohibited from denying coverage to people who are sick or have a pre-existing condition they have to get healthier people into the pool. the mandate helps achieve that. joe raises a question is it done as effectively as possible. it could be improved. no doubt. part of important trying to make sure the pools don't have as much risk in them. let me say one other thing. this really goes to the future. those whowe've had are opponents of the affordable care act have really so far of used to seriously engage in trying to improve the affordable care act as if it's an act of sacrilege. i think

host: let me get a response from ron pollack. guest: the argument that todd is making you hear from a number of young invincible's in particular. are healthy and exercising and doing all the right things. why do i need health insurance? reason anyone wants insurance whether it is homeowners insurance or any other insurance is because you can't predict the things that are going to happen in your life. god forbid todd has a major accident today or an illness. he's probably going to impoverish himself in terms of the cost. it is a concern. what the affordable care act did was said we are no longer going to allow insurers to deny coverage or charge discriminatory premiums when people are sick. that means that obviously people who have health problems are going to go into the marketplace. that is what has happened. if on the other hand you don't have younger and healthier people join the marketplace what's going to happen to the premiums? they are going to go up. penalty wasof this to make sure that those people who might want to take

agreeing with ron pollack. aetna leaving the exchange is retaliation for the blocked merger with humana. a question. insurance companies complaining when the aca mandates that people must buy their product? guest: i don't think they are complaining so much about the mandate. i'm not saying it's a popular thing. surveys.ok at all the the mandate is least popular of all the different provisions. insurers know that when they are prohibited from denying coverage to people who are sick or have a pre-existing condition they have to get healthier people into the pool. the mandate helps achieve that. joe raises a question is it done as effectively as possible. it could be improved. no doubt. part of important trying to make sure the pools don't have as much risk in them. let me say one other thing. this really goes to the future. those whowe've had are opponents of the affordable care act have really so far of used to seriously engage in trying to improve the affordable care act as if it's an act of sacrilege. i think

coming up tuesday morning, joseph -- american enterprise institute and ron pollack, the executive directorf family usa -- to reduce wear -- and how that impacts the affordable health care act. the executive rector of the national -- looks at the recent proposal to overhaul that collection. c-span's washington journal live at seven clock eastern on tuesday morning, join the discussion. cook's book tv is life beginning at 7:00 p.m. eastern -- >> tv is live beginning at seven clock p.m. eastern. a panel discussion with authors about race relations examining the relationship between police and the african-american community. urban radio networks washed in theau chief and author of presidency in black and white moderates the discussion. other panelists include msnbc national correspondent and the author of fracture, barack obama, the clintons and the racial divide. black,or of democracy in author ofveaux and are we better off yet go -- better off? and the author of stand your ground and university of baltimore school of law interim of --author of gross author of ghosts of jim crow. watch live t

up tuesday morning, joseph from the health care scholar at the american enterprise institute and ron pollack talks about the decision to reduce or excel plans and how it impacts affordable care act. and the executive director of the national association of consumer advocates looks at the consumer protection bureau proposal to overhaul debt. join the discussion live tuesday morning on c-span's washington journal. >>> coming up, booktv in prime time looks at what congress is reading first, "alter egos: hillary clinton, barack obama, and the twilight struggle over american power" is discussed. then historian david mccullough on the wright brothers and then erik larson, author of "dead wake" and later, after wards features andrea mays on her book: >> host: booktv recently visited capitol hill too what readers what they were reading: >> i grew up reading all the time. the way i saw the world wasn't by travel but what books i checked out at the local library. i am a reader and want the old fashion hard copy. i read biographies and at the moment douglas mcarthur. this is a new book written by arthu