. >> ron pollock, exec difficult director of families usa, as well as a man who is helping to sell the affordable care act says the law's opponents have the wrong culprit. >> the aca is now encourages more and more insurers to come into the marketplace to provide their plans. now anthem will no longer be alone and more insurance companies are coming in. that will create the competition that's going to improve this. >> that's not going to resolve the narrow network problem. the new four carriers could all be offering narrow network plans instead of competing with each other on developing a more robust plan so the new entrance to the market is not going to solve the narrow network problem. >>> but while new hampshire waits, margaret mccarthy worries. >> i have to have bloodwork done every six months or so, this is savings that i'm spending. i'm having to draw down my retirement funds before i thought i would have to, so that i can pay these premiums until i qualify for medicare. >>> we'll have more of margaret mccarthy's story later. >>> but first someone's got to pay for your insurance

. >> obama care supporter ron pollock believes these fears are unfounded. >> i think some of the doctorse been worried about something that is not really the doing of the affordable care act. they don't want to be employees of a hospital or whatever. but that has been happening irrespective of the affordable care act. >> we spoke to a doctor who retired the day obama care passed and said it was really the final nail in the coffin. and he couldn't care for the patients the way he wanted to. do you get a sense that the doctor-patient relationship it changes with this law? >> i think ultimately it is going to improve matters. because what the affordable care act tries do is to make sure that we have significant improvements in quality of care. and the payment system is now going to create incentives for good care. >> one reaction to obama care already seems to be the growing prevalence of concierge care, also known as direct primary care, a cash basis system that opts out of insurance and has the patient pay the doctor a monthly fee. >> the growth in concierge care is really a response to a