me,er two, what is killing what i am worried about our .roperty taxes another gentleman mentioned earlier. my property taxes are $5,000 a year. i'm a single person. they are going up constantly. which means just my property expenses my medical are $9,752 a year. a 401(k).ension and i have social security. into my 401(k) i get $52,000 a year, before local income taxes, any taxes, which we have here. what i'm saying is i think i set myself up as well as a hearse and can be set up but i am starting to look ahead that things are going to get unmanageable and i can't imagine withe retiring with debt, house payments thinking they can make it. it is going to get worse, especially because people don't have to find pension benefit plans anymore. you pay your bills, how much spending money do you have? gosh.: that varies. i might have stuff. can't tell you by the month. i can give you what i paid out in those fixed expenses. i am not in poverty. i'm doing fine. i'm a single woman. host: but you were worried about the future. how old are you? caller: i'm 71. host: you respond. guest: i was thinking

sabotage, selectual roperty theft -- intellect property theft or simple non-kleins. react after the fact and often it's too late to fix the problem. a proactive hand, methodology of looking at mployee behaviors outside of the organization such as financial behavior, employment even minal history, or social media behavior as bill mentioned can be more predictive and preppedive against future and bad actions. reeves behave ort -- the same type of basic data that can be used for background screening and evaluation to provide an of the al view individual -- sorry. here we go. the same type of data can be leveraged across the employee cycle from preemployment screening throughon boarding that employee doing background and continuous valuations for insider threat mitigation and clearance readjudication. however, the risk associated of the life cycle varies with corresponding additional data needs. he collection for prequalification screening of a candidate, for example, is obviously not the same as an employee in a position with current access to sensitive information. the

me,er two, what is killing what i am worried about our .roperty taxes another gentleman mentioned earliermy property taxes are $5,000 a year. i'm a single person. they are going up constantly. which means just my property expenses my medical are $9,752 a year. a 401(k).ension and i have social security. into my 401(k) i get $52,000 a year, before local income taxes, any taxes, which we have here. what i'm saying is i think i set myself up as well as a hearse and can be set up but i am starting to look ahead that things are going to get unmanageable and i can't imagine withe retiring with debt, house payments thinking they can make it. it is going to get worse, especially because people don't have to find pension benefit plans anymore. you pay your bills, how much spending money do you have? gosh.: that varies. i might have stuff. can't tell you by the month. i can give you what i paid out in those fixed expenses. i am not in poverty. i'm doing fine. i'm a single woman. host: but you were worried about the future. how old are you? caller: i'm 71. host: you respond. guest: i was thinking yo