rosanne? [applause] please keep the drama down. we want to be impartial here and hear every speaker. >> hi. my name is rosanne and i worked at my current place of employment since july 2009 and i haven't like personally had too many problems. but i'm kind of here on behalf of all of my co-workers and employees, especially those who don't speak english since we have had many problems related to not being able to use our funds. we had many problems, one just because of the fact that our funds would disappear at the end of the year and second of all, going off what everybody else is saying, the fact that these funds are expiring gives an incentive to our employer to severely restrict the amount of things that they will cover because they know we're very unlikely to use our funds for the things they will and will not cover and then they are able to take the money at the end of the year. about 4% in lieu of all the stuff like the san francisco tax and aalto things on it. $8 comes to $11 with everything on there. we make about clr $5,000

[applause] i want to thank ron for taking the time to share -- and rosanne for taking the time to share their experiences with us. i just want to make a final point and i will be happy to take any questions. you have heard from the employees and you know, i think that better than i certainly can explain what it means to the worker and we're going to hear from a number of folks through public comment and i'll recognize including some folks who are against this legislation. good people who are here to speak against this. and i want to hear what they have to say. but this is really about whether or not, i mean, we're going to have a healthy san francisco work the way this is supposed to work. some of the folks, some of the institutions that are going speak against this legislation are some of the institutions that were against healthy san francisco. i understand their arguments and i respect their i.p.o. for my perspective. beyond the compelling testimony of the workers for me why i feel so passion eighth about this, i think this is about recognizing that the vast majority of businesses he