joining me is rosemary lictman author of "whose couch is it anyway"? rosemary, thank you for joining us. >> thank you for having me. >> when did this begin? >> it got a lot worse when the great recession started, and the main reason then was an economic one. student loans are about $1.4 trillion. normal students an average loan is about $30,000. so the student loans were an issue and low employment rates why certainly a problem. and under employment where kids weren't getting the kind of jobs that paid them the money they needed. >> so if that's the case and your child has experienced independence and self-reliance while they've been away from you, how do you make it work once they returned to the nest? >> so one of the things that we've come up with is using the cc&r routine to help families talk to one another and how to get along. when you're living in a planned community or living in a condo cc&r stands for ways of living together. when we work with families they stand for communication for the first c and even cooperation or consensus or compromise