what we are seeing is a clearing of the decks for ross mcewan. the overall figure is a potential loss of up to 8 billion pounds. it has been rollcall of misdemeanors that really come up here litigation, payment protection, and ms. selling our key issues. >> capital is now very important, isn't it? the estimate at the end of last year's coming down. >> it is. payinge bank has said is for our misdemeanors is expensive. it is the buffers of capital will let you have, it will some -- it'll come in somewhere around a .5%. you will catch up with mr. wheeler later. been a force, rbs, to accelerate the process of selling their assets. their -- inosing of connecticut. will they have to go for a sale? capital is going to be critical, critical issue. >> clearly a measure of financial straight -- strength. what about the executives? they are taking a hit on their financial accounts. >> the executive board of are going to take no bonus. in many ways they're trying to take the demonstration of take no payment for historical issues. the good when era. -- fred g