could do proxy or internet voting -- i think the game plan is to get to the 40th -- >> i think rostenkowskiwas the last chairman to allow proxy voting. >> it seems to be working better than what we are experience in here. mr. cohen, as a follow-up to mr. rangel's questions about what we are witnessing in new york and other states. do you care to expound -- and i will give you time -- to talk about the trendline we are witnessing? report --out a >> hhs put out a report recently that captured 10 states and the district of columbia that have made public the rates. that is a matter of state law and procedure that they make the rates public when they are filed. on average, they were 18% below what the congressional budget office estimated premiums would be in the marketplace rather -- beginning in 2014. cases, what our analysis shows they were affordable, particularly when you take into consideration the subsidies that people will be eligible for that will help pay for a portion of those premiums. what we're seeing is in states where there is a relatively competitive market with a number of carr