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. >> so i opened my roth i.r.a. when i was 21 years old.tinue to talk about, but the things we're not talking about is the investing gap, so women either wait to invest longer than men or don't invest at all, and compound interest. if you invest your money, it compounds over time and that's what grows your money. >> reporter: look for a 401(k) match and pay down your high interest debt first. >> most student loans are not high interest debt. but most credit cards are. most credit cards are costing you at least 15%, some up to 30%. so that's really what's killing you as far as moving through your financial life and being able to conquer your money. >> reporter: and her number one tip, make your savings run on automatic. >> the easiest thing you can do even if it's $20, $50 a month, automating your savings means that you don't have to think about it. you're taking the hardest part of your financial life and you're doing it first. >> and tory says she's still setting goals. next she wants to pay off her car, that's her last remaining piece of