mohammad ali sohilpour, rozai jihad news abad practically, it has been many years that almost no license been issued and those who want to get a license have to actually buy the license from others . monopoly in issuing business licenses for 14 years . 18 business companies are active in the capital market and compared to the volume of transactions. bazaar collection the amount of capital was really large, or running through the corridors of offices to get a financial institution license, he would send documents to the organization, and these documents would go through the hierarchy, through the expert , the responsible expert, and now the higher levels, until they agreed to establish the fund to the applicant. we used to announce and after it was done , we would send the documents for thesis writing and then the activity license, which should have been amended about 14 years ago with the implementation of a law. governments should clarify and facilitate the conditions of issuing licenses since 13-14 years ago. with the approval of the tashil law issuance of licenses by the islamic counc