a couple of fast rrectis. they won't lose the coverage, they will see the coverage change. it has to because of the requirements of the law. >> exactly. >> however, i'll make a prediction for you. a surprise prediction. keep something in mind. individual insurance, the insurance companies have wanted out of that business for years. they don make money. small business, they do make money. you watch. there will be an accord between now and october. mainly for the reason you just raised. nobody wants to go in the election with the issue being a problem. there will be an accord, that will smooth the way so it works out much better than it did last year. >> steve, i wonder if the republicans would want an accord. this coming right before the election. the fact is we have seen 6 million individual policies affected by obacare. we're about to see 40 million people affected by this change, because of obamacare. >> yeah. in terms of an accord you don't have to worry about the republicans or the congress, they'll just do it anyway. why let the law get in the way? but in terms of impa