>>my name is rudy forster i own secretary of protector benefits speaking on behalf of protector benefits. protector benefits opposes the rate relativity proposal from the state. this change may make health benefits unaffordable for members with families and unable to remain in san francisco. the intent of the charter is to make health benefits affordable for all of our members. thank you. >>thank you very much for your comments. next. >>good afternoon commissioners and executive directors todd and sharon johnson protector benefits and also former member of the hhs board a few years back. i agree with what miss rudy presented to you but yesterday we spent a great amount of hours looking for protection for the oldest of our retirees from age 82-103and now were here on behalf of our younger retireesand we consider ourselves are part of a family we ask that you protect all of our retirees. thank you. >>next. >>good afternoon i am here to represent 2300 police officers in san francisco as well as over 1000retirees. as a member of public policy the city and county of san francisco in the state