my name is russell pritchard. i own a small business called valley home interiors. i am a very active member of the hayes valley neighborhood association. at this time i wanted to state again, 100%, support of having those institutions added in the form of retail bands. we want banks to be completely and forever banned from our neighborhoods. this is and has always been the position of the merchant association. this is the fourth meeting i have addressed in the last year, starting with the planning commission. if you look at the minutes from that meeting, you will find the hayes valley neighborhood association has been fully supportive of this issue and the banks in hayes valley. so, we would certainly urge for you to pass this committee, urging your fellow supervisors to support this ban. thank you. >> afternoon. my name is kate stewart. i am a self-employed insurance agent that comes from a long line of agents in the city. my own father has been at it since the early 1970's. i am proud of what we do. together we employ about 10 staff people. we are employers and p