ruth shapiro, founder and chief executive of the center for asian philanthropy and society and d member of the commonwealth club's board of governors and your moderator for tonight. now it's my great pleasure to introduce today's distinguished speaker, dr. muhammad yunus, winner of the 2006 nobel peace prize, founder of grgrameen bank, and author of the new bobook, "a world of thre zeroes: the new economics of zero poverty, zero unemployment, and zero net carbon." please welcome dr. muhammad yunus. muhammad: thank you. thank you. thank you.