let's bring in ryan mack, president of optimum capital management, and from austin, and aaron smith, co-founder of the group called yun invincible, a non-partisan organization based on issues facing young americans and a cnn.com contributor. aaron, it's your generation. millennials, ages 18 to 30. how do they feel about this shifting, this shifting situation for education? it costs more. you're not guaranteed a job but you know you need it. >> there's tremendous concern out there. we know that as young americans that we need that education to get ahead. there's huge benefits from getting a college degree, but as you mentioned, the price of going to college is going up faster than inflation. it's going up faster than even health care, and unfortunately, the policy we're putting in place, like slashing aid to higher institutions at the state level and cutting pell grants are exactly the wrong policies that are going to make it more affordable to get an education. >> bring you in. the ability to go to college was a milestone for an individual and for a family. you know, has that milesto