look at ryland group reporting after the bell tonight. as jeff flock reported this stock hhs doubled so far this year about $33 a share. even better if you compare it to standard pacific, one of its main competitors. you see, standard pacific up more up 143% so far this year. only thing analysts like about ryland group it is underperforming its piers and could have catching up to do. analyst looking at, sales up 40%. expected to post really big numbers, guys. we're looking for cheesecake factory, another stock that performed very well in 2012, guys. it is reporting after the bell. we'll have those for you. two stocks looking pretty good. not today though. cheesecake factory, lori, down 1% heading into the results. lori: that is not a bad omen people concerned ahead of it. thanks as always, sandra. tune in for all the breaking earnings reports on "after the bell" on 4:00 p.m. eastern. >>> google street view cameras taken you through the palace of versailles and streets of new york city and now through the grand canyon. they have begun the

question 7 keeps that ryland money in maryland through expansion of gaming in maryland.it will mean hundreds of millions of dollars for our schools. as governor, i can promise you, that money will go to education. that's the law and that's what we'll do. vote for question seven. >> one thought it might be a big dog eating his neighbors' trash. bear. it was a once the bear was spotted in a fort myers and neighborhood, it off, climbed into a tree. the tree hung around and decided to climb back down and take off into the woods. dog.big >> what is happening out there? >> and absolutely beautiful day. cloudy, 68 by 5:00 p.m. >> and absolutely beautiful day. c[ female announcer ] as you're making your decision... maybe you're wondering what to believe aboutitt romney. well, when it comes to protecting your access to birth control... and the basic women's health care services plananned parepahood provides. one thing we must rember, is this: i'll cut off funding to planned parenthood. [ female announcer ] he'll cut it off. cut us off. planned parenthood. we're going to get rid o

ryland group shot up to a new post-recession high, thanks to its own stronger than expected third quarterfinancial performance. its backlog of orders for new homes is up 58% as a strong sign of future construction. four of the five most actively traded exchange traded products were higher, led by the 1% gain in the emerging market fund. the s&p 500 volatility note fell, as it usually moves in the opposite direction of the broad market. and that's tonight's "market focus." >> susie: americans continue to sign contracts to buy homes, but the pace has slowed down. the national association of realtors says its pending sales index barely budged last month, up only three tenths of a percent. but contracts are up almost 15% over the past year. and housing developers all across the country are feeling confident, especially about the future of building apartments and condos. one place that's really booming- - the nation's capital. sylvia hall continues our coverage of the housing market. >> reporter: it may not look like much now, but next year, this site will be the swanky home to 314 luxury apar

that's why she cut her ratings on homebuilders: ryland is now a "sell," d.r. horton and lennar from "buy" to "neutral," but she boosted her outlook on hovnanian from "sell" to "neutral." all of those stocks are up 60% or more year to date, but they lost 2% or more today on profit- taking. citigroup says the recovery in the housing market and more action from the fed to stimulate the economy will help stocks move higher, even if corporate profits dip. the bank now expects u.s. stocks to outperform other markets around the world through next year right now, the s&p is above 1,400. citigroup analysts say the index could hit 1615 by the end of next year. that would be up 13% from where it's at now. high on citigroup's buy list-- aetna, csx, goldman sachs, and google. shares of safeway bagged a loss. it's third quarter earnings met profit expectations but sales declined. testing testing e going to look r the cheapest prices, and the cheapest prices are still at the walmarts and costcos, and it's going to be very difficult for them to compete. >> susie: shares of sa

be a fax or felt as far away as thurmont and rhode island -- the effects were felt as far away as rylandand vermont -- rhode island and vermont. a girl disappeared while on their way to school. knowingnths away from who will play at the super bowl. beyonce it will perform the halftime show in new orleans. the game will the played february 3. >> home builder confidence surges. confidence is at its highest rating since june of 2006, just before the housing bubble burst. this month's reading has many expecting the housing recovery will continue to strengthen. when it comes to holiday shopping, how early is too early? several greeting card companies are offering deals on holiday cards now. walmart is offering 50 cards for $14. that brings us to our water cooler question of the day. how early do you start shopping for the holiday season? you can share your response at wbaltv.com and on our facebook page, or send us an e-mail to watercooler@wbaltv.com. the university of phoenix is cutting hundreds of jobs. facebook is making some changes. jane king has the bloomberg business report. >> faceboo

you may remember despite those initial reports of a smooth launch it turns out live one of the nine ryland engines up until the cargo couple shut down one minute and one nine hundred seconds to blast up the shutdown occurred when the engine lost pressure according to the statement from space x. the other eight engines were unaffected. space x. did defend the mishap though in a statement saying quote fell to nine did exactly what it was designed to do like the saturn five which experienced engine loss on two flights fell to nine is designed to handle an engine out situation and still complete its mission. space x. founder ilan musk did try to defuse criticism further by saying that dragon was the only rocket that could have possibly continued its flight despite an engine shutdown the question is why the rocket had to prove it could survive such an issue to begin with despite the engine heck up dragon is expected to approach the international space station in two days time so here's what happens when it gets there the crew will unload just under nine hundred pounds worth of food and supplies

the ryland state lottery plans to allow maryland residents to purchase traditional lottery tickets throughomputers .nd smartphones the program would allow users to purchases from an existing lottery retailer with a debit .ard for the program can move forward, there will be 45 days comment. and looking at 52 degrees. >> arnold schwarzenegger is opening up about his coming up at 6:00, why our willtrucks in the district cost more starting today. a traffic nightmare. what caused china's version of carmageddon. >> and a disk that changed the industry. all that coming up at 6:00? . beatie" the show will single room in her apartment in new york city. some big names will join in on the fund as she shares cooking tips.in-care yesterday at 4:00 p.m. on abc 7 >> . 5:00 we will you to a pioneer in women's athletics. mamie johnson, one of only three negroto play in the old league. her story of playing at the same and her great record. the city has recognized her with a special honor. that's tonight at 5:00. traffic moving again along one the nation's busiest highways. 405 stretch of interstate angeles

they react to news, by ryland, approval, react to the news stories that you guys a generating, sorryhing to do because once that news comes out everyone knows it. in some market prices tend to adjust fairly quickly. the smart thing to do is avoid the trading costs. mistake number two. folks often fail to diversify effectively. much of their research seems to indicate that investors buy things that are familiar to them probably one of the biggest mistakes is investors tends to over invest in their own company's stock. the lessons are, world, and they went bankrupt, more than half of their retirement portfolio at those companies was in the company's stock. probably the most salient example that. the third mistake is investors tend to sell their winners and hold their losers which sounds like a profit making proposition but, in fact, from a tax perspective it is exactly the opposite. ashley: exactly. i'm interested to know how far reaching was your research. what areas did you study? >> well, my own research, we studied retail investors using data at large discount brokerage firms, all

toll brothers and the ryland ggoup are up slightly. check this out, as bad as it feels today, we are pretty much right back where we were last friday. perspective; right? so let's get right to the floor show. traders at the new york stock exchange, cme group and the nymex. bobby, everybody is saying oh remember black monday, black friday, this and that. no, let's remember that we are where we were last friday, but today, we're getting a a little bit of a nerve-wracking feeling that we could end on the session lows of today. do you think it goes much lower today? >> well, it's already been a little lower today. like you said, you can't help but feel -- [inaudible] -- we have been at this point before. the market looks as bad as the weather outside, but we aaso know that things change, and come monday, things could look a little brighter. there's a lot of people waiting around for romney to become president and they think that wiil make the whole market bloom, but that's a whole other story, maybe for a weekend show. but, you know, those

and this is ryland. every marylanders spend five hundred and fifty million gaming at casinos in these other states. question seven will build a new casino and bring table games to baltimore... generating hundreds of millions for schools. and that money has to go to education. it's the law. so vote for question seven. so we can stop spending all that money here, and keep maryland money in classrooms like mine. prand you're seeing that rightno quit in amnow.a... over five million new jobs. exports up forty one percent. home values... rising. our auto industry... back. and our heroes are coming home. we're not there yet, but we've made real progress and the... last thing we should do is turn back now. here's my plan for the next four years: making education and training a national priority; building on our manufacturing boom; boosting american-made energy; reducing the deficits responsibly by cutting where... we can, and asking the wealthy to pay a little more. and ending the war in afghanistan, so we can..

most of the big housing names like lennar and ryland are at highs. owens corning is up. masco.terials. s&p 1,460 -- the four and a half year high, 1,465. we're just a few points away from closing highs as well. >> the one sparrow in the works is tech. >>> i'll take it at the nasdaq, simon. we've got intel big drag of course. the ibm news is also compounding the tech drag. intel hitting a new low here after a disappointing outlook. that is when chip equipmentmakers like applied materials. on the pc, makers like dell because that's where the weakness is coming. look at a couple of other spectacular down movers today. apollo group, its enrollment down 14%. it hits a new low today, along with checkpoint software there which also saw its fourth quarter earnings well below expectations. nasdaq leaders today include green mountain coffee and new all-time highs for amgen and comcast. comcast citing a deal with pace to develop new set top boxes, among other things. >>> nike one of the top brand in sports, one of the top brands of all brands, severing ties with one of the world's most re

supplies are still very low despite big gains in new orders from the likes of pulte, meritage and ryland. that has builders beefing up construction which fuels the economy, of course. housing starts rising quickly, but again more prospective builders are at about half the volume of historical norms. one of the reasons builders are getting so much attention is a drop in distressed homes for sale. foreclosures and short sales. they fell to a record low 38.6% of home sales in september, based on a three-month average according to campbell inside mortgage finance. that's down from the near record high 48.7% in february of this year. now we have to give the warnings ahead -- pending home sales. that signed contract for existing homes were unchanged in september with realtors warning of a possible fall slowdown. and more applications tanked. 12% last week on rising interest rates. and on that note, the american action forum, which is a right-leaning think tank, put out a report today saying that new regulations coming in 2013 could lower mortgage volume by 20%. there is a lot more of this on t

ryland had terrific order growth.did pulte but not quite as strong. >> the fed listened to, citing a little bit of immoveme-- >> enthusiasm. >> you're still watching $19,400 level. we keep testing it. >> ook what we're doing. very quiet down here today. right? not a whole lot of buying. market's not going one way or the other because it really wants to see if the buyers are there. my sense is that they are. i think there is a lot of money to put to work. i think we are coming to the end of the year, people need to make sure they are involved. one thing on the housing numbers, what's confusing to me, yesterday the mortgage app number was down 12%. way off. yet pending hoped sales today, something is amiss because it is not reflecting -- how did pending home sales come in almost in line or new home sales are up? >> they're getting these commitments for weeks, weeks beforehand. there is a little bit of a lag. they're not overlapping perfe perfectly. but i agree, i think that's one of the reasons the market dropped a litt

nkn downgrading ryland to a sell. down the most, 3.85%.own across the board. >>> a big day for initial public offerings. four priced today all opened up big led by realogy holdings. that's the company behind century 21 and coldwell banker. bob pisani is at the new york stock exchange where they're feeling a little better today. >> holy-moly. a home run for ipos. priced at $27, opened at $32, still on the up side. there is a play on real estate. but more importantly, everybody owns all the plays on real estate. they own home depot and home builders. here's the hot company on the . b biotech. kythera. they make injections that go under your chin to get rid of the fat. >> two for one, bob. could i definitely do with that. >> talking about the next one, another biotech firm. these firms don't open up big like this. intercept. they deal with problems with the liver. liver disease. very important, big growth area, priced at $15. opened at $19.40. still holding up here. finally, here's one i bet you are wondering why is it doing so well. a commer

ryland's number, 55%. that's a fantastic number. pulte, 27th. look at the home builders.ly. pulte down a little bit. again, i think they want a little more order growth. horton and k.d. home to the downside. let's talk about where we are in the earnings outlook for the third and fourth quarter. we get down to the idea it's still about revenues coming down. look here for the third quarter how the numbers have come down. these are revenue estimates for the s&p 500. in april it was supposed to be up 5.5%. by july 10, 5.3%. tend of august, beginning of september it started coming down begin. 2%. october 2nd. now 1.3%. as we've got numbers coming down the last few days we've seen the market come down. it's the revenue downside that's surprising the market. not the earnings. we've basically been to the flat side. take a look so far. 41% beating on revenues. way below historic average of 61%. this is the market surprise and why we've been weaker. before we close look at the s&p 500. i want to show you these numbers. we were down here a couple of months ago. the market hopped up

let's not expect mousing, better than expected from ryland, up what, 7%, that's a solid gain indeed.rly movers, thursday morning. you heard the latest polls from florida, mitt romney holding on to his lead there, here is the question, will a romney victory spark a market rally? a lot of big names reporting weak outlook for 2013. does that change if romney wins? do they make more money if romney wins. is clint eastwood right? that's next. >> in the last few years, america's been knocked down, 23 million people can't find full-time work, and we borrow 4 billion dollars every single day, from china. if someone doesn't get the job done and hold them accountable, obama's second term would be the rerun of the first and our country can't sit right back. [ male announcer ] at scottrade, you won't just find us online, you'll also find us in person, with dedicated support teams at over 500 branches nationwide. so when you call or visit, you can ask for a name you know. because personal service starts with a real person. [ rodger ] at scottrade, seven dollar trades are just the start. our suppo

names such as pulte group, standard pacific, kb home and ryland is up almost 100%, or more this year.art: up over 100% gets our attention. >> take that return. >> i would, back to the debate, an issue that mitt romney focuses onn whe talng with president obama's record. the number of people signed up for food stamp, another record hey, 46 million, 681,833. accord to go a senate budget committee report. governor romney brought it up last night. >> people in poverty, one out of six people in poverty. how about food stamps, when he took office 32 million people were on food stamps. today, 47 million people are on food stamps. >> and another big issue, drilling. look at this. >> in the last four years, you cut permits and licenses on federal land and federal waters in half. >> not true, governor romney. >> how much did you cut it. >> not true. >> by how much did you cut it. >> we've produced more oil-- >> no, how much did you cut licenses on federal lands a federal waters. >> governor romney here is what we did, there were a whole bunch of oil companies. >> i had a question and the questi