observations number one is the investors and s. e.c. have 20/20 behind sight, so -- hindsight, so if there's a test of your disclosure, oh, yeah. and then, rule to question number two, to disclose or not, we invariably disclose it. to me, there's no harm in disclosing unless your information is not complete, unless your information is so in flux that you really don't have anything to say, it's just not ripe to say anything about. but really, there is no harm in disclosing. so the s.e.c. can make criminal penalties, and criminal referrals to the department of justice, and i think that's what we're seeing, because the s.e.c. does care about this. so again, we, the port has adopted controls and procedures, and -- and currently, it's now california law that issuers have to have debt policies which contains controls and procedures. again, good disclosure policies identify who's responsible for what, ensures that people that are involved are accountable, and then requires disclosure training. and so again, why we do commissioners securities l