there is a lot of lobbying from the bigger banks and sallie mae.stand that when you are trying to make every dollar count, it is better to go to the direct loan program. >> it is part of the health-care package? >> it would be part of the same reconciliation process. we were instructed by the budget committee -- you can do that with this program and they're still about $700 billion in deficit reduction in that package. we were instructed to save that money and so it will be part of our reconciliation package that goes to the senate. >> any chance to put anything else in the reconciliation package, things like jobs legislation? >> it is really difficult to do under the rules. i don't want people to go to sleep on this program in explaining the rules of reconciliation. >> it is very difficult. you have to save money. >> go ahead. >> the republicans passed a big reconciliation bill in 2006. a lot of people and the senate did not like it. the past in the middle of the night, i remember. there was a lot of money for all kinds of programs, those subsidie