ok, sally mitchell, thank ou for yourself. ok, sally mitchell, thank you fervour— yourself.queue. - yourself. ok, sally mitchell, thank you for your time. enqueue. our . you for your time. enqueue. our business correspondent - you for your time. enqueue. our business correspondent is - you for your time. enqueue. our business correspondent is with l you for your time. enqueue. our l business correspondent is with me now. there will be lots of people very worried. if you add increased mortgage costs to everything else, increased energy bills, increased food prices, that is another massive hike. . ., food prices, that is another massive hike. , ., ., ., ., hike. yes, we are going through a cost of living _ hike. yes, we are going through a cost of living crisis _ hike. yes, we are going through a cost of living crisis no _ hike. yes, we are going through a cost of living crisis no doubt. - cost of living crisis no doubt. let�*s not forget that in october, many people will see their energy costs going up, electricity and gas bills. although the government has intervened to cap

sally mitchell is a mortgage advisor and brokerfrom the mortgage mum.lls whilst doing this interview about what should i do, what do? it is a worrying time and clients are notjust having to deal with mortgage rates are increasing, the whole cost of living is increasing so they are being bashed from all sides. these things are cyclical, nothing ever stays the same forever. with mortgages, i think it is really important you take into account the individual circumstances. what is right for you will not necessarily be what is right for your neighbour or your co—worker, so the most important thing is to get really good advice and access to the market and you can do that through a broker. i think all the things are possible, the access to property sites on friday was up 10% and i am sure if they do the same analysis today, they will probably find actually that has dropped. it is true there is not enough property out there for people, it is being harder and harder to actually find a property and i do not think that will change, so the demand is still there but

. :, :, :, , joining us now — sally mitchell, mortgage advisor and broker from the mortgage mum. in suspension if you like, and i have had an e—mailfrom a lender this if you like, and i have had an e—mail from a lender this afternoon to introduce their new range which is good news for top sometimes, like in politics, two days can feel like a lifetime, but i'm hopeful that there are some green shoots of products coming back onto the market back now. —— right now. what products coming back onto the market back now. -- right now.— back now. -- right now. what are the roducts back now. -- right now. what are the products look— back now. -- right now. what are the products look like? _ back now. -- right now. what are the products look like? unsurprisingly, i products look like? unsurprisingly, more expensive, _ products look like? unsurprisingly, more expensive, compared - products look like? unsurprisingly, more expensive, compared to - products look like? unsurprisingly, more expensive, compared to the l products look like? unsurprisingly, - more expensive, compared to the ones tha

i'm joined now by personal finance expert laura rettie, and by sally mitchell, a broker and adviser.of rate that you are fixed into, i loans? it depends on the type of rate that you are fixed into, so l loans? it depends on the type of rate that you are fixed into, so aj rate that you are fixed into, so a lot of— rate that you are fixed into, so a lot of credit _ rate that you are fixed into, so a lot of credit cards _ rate that you are fixed into, so a lot of credit cards will _ rate that you are fixed into, so a lot of credit cards will go - rate that you are fixed into, so a lot of credit cards will go up, i lot of credit cards will go up, unfortunately— lot of credit cards will go up, unfortunately and _ lot of credit cards will go up, unfortunately and also - lot of credit cards will go up, i unfortunately and also overdrafts, things _ unfortunately and also overdrafts, things like — unfortunately and also overdrafts, things like that _ unfortunately and also overdrafts, things like that and _ unfortunately and also overdrafts, things like that and if _ unfortunately and also ov

sally small boy, the room was i, nikko, sylvia nature. these though few because rosier needs the list of you somewhat tackle in eco lecture day. i knew that a political scientist and professor at mitchell. this is a university in kosovo, is skeptical and says the unbelievable. sooner or later serbia will impose sanctions against moscow. the people may be for russia, but it's the politicians who decide not then to the pin asked of a pro can cater a copyright patch the of all from this is both simple, not older than the odd us you. but it didn't seem to be a little shut off because out stall nibbled, it's parker parker. thank. see no, william nicely. it by shine a little crazy will say user. probably for my said the minister of foreign affairs of oak dryscal, which is pro nato. he suppose europe and anti russian sanctions, serbia, nato, serbia, in european union service. why serbia natal? because nato is not just military organization made. so he's political organization to, if you say i want to approach and it means i want this vest them by and the european you only on visit probably on the road. oh oh. and the local us a me to meet you was you know, early post lea a little, it's not up