gerri: only limited to things if you decide you will not play sam beckett you were to force each jobducted by one parent how do you count the subsidy or if the child lives with you? it gets very complicated quickly. >> it does there are so many different terminology they use that makes things confusing between the adjusted gross income income, dependence but with respect to this issue when you apply for a subsidy you have to predator family size. the one child would be part of the family size that then accounts for whenever subsidy that person will get. if he apply for a subsidy a dependent cannot be claimed by somebody else and she on the claims one dependent based on data boart blood dash a divorce it is a family of two even though the other child lives with of over 50 percent of the time. gerri: that is complicated. can hsh be taxed and at what rate? those are very popular they love these. >> they are very popular because of the reduced deductible is a high deductible plan the affordable care act is i don't see any special taxation they are valid the pretax dollars actually reduce