so a lot of this bill, sam brownback, dick lugar, i'll wrote major parts of this bill.who voted for it and yet who is involved in crafting it is far more reflective of the effort when you look at the names who voted yes and those who voted no. it's important to note. it is labor intensive. bob points out it is spending time with people i spend countless hours with colleagues. including what they have to make it work. many who say we didn't go far enough, putting together 60 votes in the senate. when you have 535 members of congress and administration regulators and the media stakeholders. it requires a great deal of effort and you don't get to have your way. you end with one anecdote here. especially why we ended up with this. i feel it's a very important moment and again a very significant outcry. we get the best economist to sit down and talk about this soon can you explain the 3%? >> the point was proprietary trading, this is what gambling had to do with the money. and paul thought that this was something that ought to be reformed. the president agreed with him and s