let me go to sam stovall.ne of the themes on the show is the retail ice age we talk about, some of the big names of bricks and mortar retailing have taken it on the chin recently. i think it's because people are migrating to on-line shopping. what say you about the retail sector? >> oh, i agree with you wholeheartedly, stuart. that it's so much easier just to browse on-line, let your fingers do the walking, if you will, and then you find something you like. you can check prices instantly and then make a decision to purchase and it's going to be delivered to your doorstep. so, you know, there's a lot more effort to actually go to a physical store to fight for parking, hoping not to get into an accident in the meantime. so, yeah, we are seeing okay retail sales, but it comes more from the on-line shopping than from the brick and mortar. stuart: john layfield, may i ask you sort of a technical question. you live in bermuda, can you do on-line shopping and get deliveries from palm son, stuff like that, can you? >>