from the white house, carol browner and activist and actor sam waterston. i'm andrea mitchell reporting from washington. the president just blocks from the new york stock exchange warns that changes are coming whether or not wall street is on board. john harwood is cnbc's chief washington correspondent and is on location there, and cnbc's steve leaseman both joining us. first to you, john. the speech, your impression of it. was he tough on wall street, not tough enough? what do you think of the political tone that came out of the speech today? >> i think the tone, and rhea, reflected the evolution of the political debate in washington. you know, when the president gave his weekly radio address last weekend, he was very tough on wall street and republicans talking about cynical and deceptive arguments that were being made. today there was more conciliation in his remarks. we talked afterwards to a prom negligent hedge fund manager who said, yeah, he spanked us a little bit but not all that much and tried to bring people together. interestingly, he closed his