we were here before you for an informational update and during that hearing my colleague sandra egan did a good job. i have a more narrow task, which is good because i have a much more narrow skillset in that area. so i will read through the minor modifications that have happened since the last hearing. we have done additional outreach. we have gotten some input from other stakeholders, internal that have generated a few reviews to the manual. again the housing trust fund -- the passage of the housing trust fund will generate some modifications to the manual and we plan on come back to you next year for that update. this update doesn't contemplate or contradict any of the housing trust fund work. i'm going to refer to a memo included in your packet, which outlines the few changes that have happened since the last hearing. the first there was a clarification had a we made that bmr on-site ownership will be priced at 90% ami. we wanted to make that explicit and we added the phrase for those units not able to save, "the owner must make good-faith efforts to ensure that before any modifi