the thing you should be concerned about if sanghi these home tradeing stocks at are valuations they had retched in 2007. we are talking about above mark multiples. as you pointed us, the retailers. >> along at supplies, lumber liquidators it's trading at six month lows. whirlpool, an appliance provider rolled over recently. there are a lot of things in there. we had the fed meeting. wherever so slightly the fed chair woman tried to talk rates up a little since then then. we had housing starts, which were disappointing. i don't know if investors are looking at home builders and saying, okay, if rates go up, because the fed is right, does that kind of put a top on housing? >> or does it provoke people to get into the housing market, more because they are afraid rates are finally going higher? >> we saw that spike last spring up to 3% at the start of this year. you know water happened? housing, stuff has plateaued. >> rising rates affects the affordability of a house on a month to month basis, it's going to affect asset prices, if i'm going to go out and buy the house knowing it will get h