i told them i had a santander account and they told me santander account and they told me santander andsantander account and they told me santander and tesco use the same system, which was false but i didn't know that. i telephoned the number on the back of my card and unbeknown to me the fraudsters had kept the line open so they responded as santander and then line open so they responded as sa ntander and then told line open so they responded as santander and then told me that my account was under threat until me to tra nsfer account was under threat until me to transfer money to be safe secure account so it would be protected from any further fraud. i went online, they stayed on the line and eve meets accounts which turned out to bea eve meets accounts which turned out to be a barclays account, and i transferred the £68,000. when it became obvious that this money had gone where it shouldn't have gone, what did you do? a lot of people would feel daft they had gone along with it. i felt totally stupid and thought i'm not a silly person, what possessed me to do that, but we had had a fra

noticia de Última hora que tiene que ver con colombia se reporta un sismo en la zona de santander todopecto. mÁs adelante le contaremos lo que sucediÓ en colombia. borja: vamos a seguir muy de cerca esta noticia de Última hora. continuamos con mÁs noticias, en ohio una elecciÓn especial que pone a prueba la influencia del presidente trump en un estado que Él mismo ganÓ en el 2016. carolina: enfrenta por un escaÑo en el congreso el demÓcrata o'connor y un republicano a quien apoya trump, tambiÉn hay elecciones primarias en missouri, michigan, washington y kansas. borja: fÍjate que una de los nÚmeros del dÍa es el 90. es que faltan 90 dÍas para las elecciones de noviembre. el estado de virginia autorizÓ una novedad, los militares de servicio en el extranjero voten mediante sus telÉfonos inteligentes. podrÁn utilizar la primera aplicaciÓn habilitada para elecciones federales. la aplicaciÓn usar las fotos que la persona sometieron para inscribirse para votar. es importante que se utilicen los medios tecnolÓgicos para poder ayudar a los ciudadanos a ejercer su derecho a la democracia. carol

matt: what about santander?> argentina hiked rates, they had the highest in the world and now they stand at 45%. adding to the list of european banks. they have about 40% of their revenue comes from south america with argentina being a share of that. matt: thanks very much for joining us. you can get the latest stock stories from our equities team by typing first go on your bloomberg. the market is opening in four minutes time. this is bloomberg. ♪ >> a minute to go until the start of cash trading. -- the lira ist gaining a bit of straight. the dollar is trading a little bit softer this morning. i don't want to bring too much into it. it could just be a liquidity story. i'm not going to get overly excited until we get serious news coming out of ankara. there could be a broader dollar trade. let's show you what the pieces are telling us right now. for the dax. 4/10 of 1%.s, a bunch of corporate stories we are focusing on. we also have the market trading from an equity point of view. miners thison the morning. the

confine themselves to the beaches of santander. but they could easily cross the threshold that separates the islands to realities. of. skeletons were examined within yards of the barriers. between five hundred in one thousand graves are still buried beneath the sand. beach is one of the fifteen slave cemeteries that have been excavated among the thousand that exist in the caribbean. eighty nine skeletons were exam for study by the archaeologists of enwrapped the national institute for preventive archaeological research judging by the state of their bones the archaeologists concluded that these men and women had not reached the age of thirty. their death sugar plantations had so deformed their bodies that they looked like seventy five year olds. these people were guinea pigs for the sugar experiment the collateral damage of an unprecedented commercial war the sugar war. seventy four percent of all slaves carried off. because of sugar if you want to understand the slave trade you just need to know but show. more dicta of them pepper

in the european banking sector, i look at santander. guy: that's not europe.e european play. you have to have exposure to latin america at a depressed price. i will be buying bmw at current prices. they will deliver long-term sustainable value growth. have aose companies discount have to them because they are european? james: absolutely. i don't think that discount will remain. ing have to pay to lost money at central banks because of the central bank lending system. germany plans nearly one trillion euros in target to, taken to italy and spain, and the commercial banks have to lost money with the bundesbank and pay money at -0.5%. everyone is saying the banking sector has no upside. if you are selective, i think it has considerable upside. guy: do we get to the point where the economic cycle in europe is strong enough that the ecb is going to be able to raise rates? the gap between the u.s. to have been year and the german to you and german two -year is massive. james: is the dispersion of growth within the economy -- guy: what is the answer? james: i think i

bought a will to be open to some friends brought from santander as we can do to bring it with you no no because a lot of the. i know were that was going through a thank you for thank you i'm no joined by mark mckinnon a much. journalist and write one talk radio station catalunya you get your finger on the possible one of the people seeing about the events of the last few months well i think there is a lot of worry from people about what's going on in catalonia so maybe some years ago. paul's didn't show a lot of people thinking about this issue people by then were more worried about unemployment economics corruption but from the lead to see the end of last year polls show that people is now thinking about independence as i think unsolved and asking politicians to solve it so well in the middle worst bustling radio station live in what are your listeners falling in a boat or whether they floating in a boat in the permanence of the falling down the politicians to go on with what was the word of the street well i think that there are a lot of people thinking that these issues will be ta

confine themselves to the beaches of santander. but they could easily cross the threshold that separates the islands to realities. of. zoom within yards of the bathers. between five hundred in one thousand graves are still buried beneath the sand. beach is one of the fifteen slave cemeteries that have been excavated among the thousand that exist in the caribbean. eighty nine skeletons were exam for study by the archaeologists of the national institute for preventive archaeological research judging by the state of their bones the archaeologists concluded that these men and women had not reached the age of thirty . their death sugar plantations had so deformed their bodies that they looked like seventy five year olds. these people were guinea pigs for the sugar experiment the collateral damage of an unprecedented commercial war the sugar war. seventy four percent of all slaves carried off. because of sugar if you want to understand the slave trade you just need to know but show. more dicta of them pepper or cinnamon sugar spread thro

to be open that some friends from santander as we can and did to bring it with you know now because a. i know where that risk is going through a. thank you note joined by mark mckinnon a mutt. a journalist and write one the top radio station in catalonia a finger on the pulse been one of the people saying about the events of the last few months well i think there was a lot of worry from people about what's going on in catalonia so maybe some years ago. called the given show a lot of people thinking about this issue people by then were more worried about unemployment economics corruption but from the latest events of last year polls show that people is now thinking about independents as a think unsolved and asking politicians to solve it so the middle worst bustling radio station when what are your listeners phoning in a boat or whether they forget about in the permits are they falling down the politicians to go on with what was the word of the street well i think that there are a lot of people thinking that this issue should we tackle with a referendum other people thinking that there

[vilma] maría luz es la segunda de tres hermanos que proviene de la zona montañosa de santander, colombiama] dos de sus hijos ya eran mayores de edad y tenían sus vidas, mientras que daniela tenía 9 años. maría luz consiguió una visa de turista y se la trajo a estados unidos, donde vivió con asilo basado en la persecusión que sufría su familia por parte de la guerrilla. fue entonces cuando daniela, ahora de 22 años, le reveló un secreto que guardó por años. daniela: le dije a mi mamá que no quería volver. maría: me dice: "mi tío abusaba de mí". yo sentía como que no era cierto porque era el esposo de mi hermana. [vilma] luego de la separación con su esposo, maría luz fue diagnosticada con cáncer, y daniela pasaba mucho tiempo bajo el cuidado de familiares. daniela: cuando llegué aquí fue cuando me di cuenta que era abuso sexual, porque cuando estaba en colombia pasaba tan frecuentemente que yo no sabía que eso no era normal. [vilma] ambas se fueron a vivir con una amiga en jacksonville, florida. y mientras daniela iba a la escuela, maría luz limpiaba casas, cuidaba niños y ancianos para s

. >>> i want to bring in vittorio carelli from san ten r s santander to discuss further do you think the market is pricing in revoking the concession >> good morning. honestly the market is pricing in the stock price, the low visibility of the possible scenarios rather than actual evaluation of atlantia without or with concession the company has a value of 12billi1 12 euro per share. and after the tragedy it could have a value which would be far from the market value, after the market assigns it. it is impossible to evaluate the possible value of the corporation even keeping the concession so per share probably factoring in a valuation which is half of its fair value and this half probably discounts liabilities which arise from the -- could arise from the investigation of around 3 billion. and an additional penalty of 10% of the equity value. obviously the market at the moment is still believing that the company will keep the concession this is very important because the awarding of the contract is quite strong and protects the concessioner in any case even if the government will go

. >> mariluz es la segunda de tres hermanos que proviene de la zona montaÑosa de santander, colombia,rme tan sola, tan vulnerable. >> dos de sus hijos ya eran mayores de edad y tenÍan sus vidas, mientras que daniela tenÍa nueve aÑos. mariluz consiguiÓ una visa de turista y se la trajo a estados unidos donde pidiÓ asilo basado en persecuciÓn que sufrÍa su familia por parte de la guerrilla. fue entonces cuando daniela ahora de 22 aÑos le revelÓ un secreto que guardo por aÑos. >> yo le dije a mi mamÁ, yo no quiero volver. >> me dice, mami, mi tÍo abusaba de mÍ. yo sentía que no era cierto porque era esposo de mi hermana. >> lego fue diagnosticada con cÁncer y daniela pasaba mucho tiempo bajo el cuidado de familiares. >> cuando llegue aquÍ fue cuando realicÉ que el abuso sexual, porque cuando estaba en colombia pasaba tan frecuentemente que yo no sabÍa que eso era normal. >> ambas se fueron a vivir con una amiga en jacksonville, florida, y mientras que daniela iba a la escuela, mariluz limpiaba casas, cuidaba niÑos y ancianos para sostenerse. >> yo sÓlo recuerdo que amaba la escuela aquÍ,

so santander is active in the market bnp, european banks, so the sector will consolidate around six players bank is a good bank, but we have come to the conclusion given where we are in the global macro cycle, given where we are locally, given the fact we have exposure mostly on cash loans and we could not agree on a good exchange ratio for shareholders, we have decided not to do the merger this time around. >> you have said you're not opposed to non-organic growth so you're willing to look at other m&a options down the road. you mentioned significant consolidation in polish banking over the years do you expect further consolidation the next two, three years and will you be a part of that >> yes, of course, but we'll be picky about the targets we choose something we have been looking at is the digital bank in europe there are 10 million poles living outside of poland, 2 million to 3 million in the united kingdom they all seek to have mortgages back home in poland or advanced transfers. we have been looking closely where we should and entering the eu market through a digital pocket bank. >>

confine themselves to the beaches of santander. but they could easily cross the threshold that separates the islands to realities. of. skeletons were exam within yards of the barriers. between five hundred in one thousand graves are still buried beneath the sand. beach is one of the fifteen slave cemeteries that have been excavated among the thousand that exist in the caribbean. eighty nine skeletons were exam for study by the archaeologists of the national institute for preventive archaeological research judging by the state of their bones the archaeologists concluded that these men and women had not reached the age of thirty . of their death working on sugar plantations had so deformed their bodies that they looked like seventy five year olds. these people were guinea pigs for the sugar experiment the collateral damage of an unprecedented commercial war the sugar war. seventy four percent of all slaves carried off. because of sugar if you want to understand the slave trade you just need to know but show. more dicta of them pepper

dropping the qualitative portion of the stress test all together even though banks like deutsche bank, santander, r.b.s., citigroup have failed on quality of grounds. the banks i mentioned, most are foreign banks. most of them are foreign banks. some of them have had real problems internationally in the strength and the viability of those banks. that doesn't even include the changes the fed is working on after congress passed 2155 to weaken dodd-frank more. they used to be annual. now they're periodic. guess who gets to decide how often periodic is? happens to be the same wall street people that the president appointed to the fed to decide how often these tests are. so we're making them weaker. we let you pass them even if you don't. we're going to make them weaker. then we're going to let the people being tested know more about them before the tests are run. then we're going to make them periodic so we won't make them as often. this is really a way to make sure these banks are strong enough to make sure that they can weather a storm. cries chair qawrms has also made it clear -- quarles has also