the increases are greater than the savings. >> okay. so -- >> that's why we end up with a net, a net $54.9 million shortfall. >> okay. so, one can't say that that 55 million is just for calaveras. >> no. calaveras itself was 88.2. so, calaveras itself, under this revision, was 88.2. and savings on other projects partially offset that. so, what we did is you look at all the increases forecasted on certain projects, look at all the savings forecasted on others, and came back with a revised program budget that has a net increase of 54.9. >> anything further. >> emelio cruz. if you took the step back to january where you approved a $117 million increase because of calaveras, today we're coming to you and recommending an additional $88 million to cover all of calaveras. and then we also presented to you the savings that we've seen on all the other projects combined in the neighborhood of 36 million. so, you can definitely say that the entirety of the increase is the result of calaveras and that, in fact, without calaveras, we would be coming

this year our savings are $760,000 so we've actually gotten $300,000 more savings this year, however, we're falling short of the dollars for our budget. until a month ago when he had our first employee of the year leave our offices we have had no vacancy among our permanent employees and that employee was an investigator this month it's another investigator and we're scheduled to lose a third investigator next month. we started the year with two attorneys vacancies and we didn't fill two other vacancies. the second part of salary awe triggers is referred to in the budget analyst report is the staff adjustment. this for our department it comes into playwrite have an automatic pay increase people's no. that an employee is going to get automatically. it has nothing to do with what the department head can do. in our case you know, we have the municipal attorney association where an employee begins at a bottom level an attorney can rise up 16 steps and they get a small increase every year. so the budget under is something our budget didn't calculate. so that shortfall is about $3,460,000 t

. >> i just don't know if i'll be able to save that much. god willing, social security will still be there. for someone like me, it'll probably be enough to keep me out of poverty. >> the retirement fund gets sliced and diced and divvied up for wall street to play with... >> i'm just going to have to somehow find a way to save 10% of my salary or 15% of my salary, which is probably what i need to actually be saving to have any shot of retiring, you know, not on food stamps. yeah, i don't know. hope to be able to retire. >> recently i've started to look into how to make more money, how to increase my income while still teaching. it's tough to really worry about retirement right now because i know it's so far off, and i know that worrying and stressing over it is an easy thing to do. but i'm also of the mindset that as long as i don't have too many bills or anything, too many debts, then i could essentially live off of whatever i get. i guess plan b would be to keep working, but i'm really banking on plan a. otherwise, yeah, no, i don't have a

welcome back to the kaiser report i'm max kaiser time now to turn to simon rose of save our saviour's simon rose welcome back to the kaiser report thank you very much indeed max some of those people talking about cyprus and the new cozy beheading not just the haircut of the chop shop but the beheading now you point out here at the save our saviour's campaign that in the u.k. they've suffered a twenty percent decapitate of their might tell us about you know what we said we looked at how much savings we're getting on average before we got to that record low by five percent and we looked at what they did in the three years since it was cut and the actual loss to save has been about one hundred billion pounds but of course inflation is beaten up much higher than expected as well. the difference between. inflation and what you're actually getting for your savings on your cash is an account from one hundred twenty so in total two hundred twenty billion pounds has been lost by u.k. savers in four years alone in this country and given that we got a total numbers just trip off the tongue one p

percent and we looked at what they did in the three years since it was cut and the actual loss to save it's been about one hundred billion pounds but of course inflation is be much higher than expected as well. the difference between. inflation and what you're actually getting fuel savings on your cash is an account from one hundred twenty so in total two hundred twenty billion pounds has been lost by u.k. savers in four years alone in this country and given that we've got a total of five numbers just trip off the tongue one point one trillion but essentially it is twenty percent of the entire value of savings that's just gone never to be recovered in the last four years so why is the u.k. press getting so worked up about what happens in cyprus where they don't seem to give a monkey's about what happens in the u.k. it's ridiculous i think you bring up a few points there first of all this two hundred twenty billion pound figure put in the context are those who are arguing that the half a percent rate that is being on offer from the from the bank of england essentially is helping people

. >> we found there was a challenge with the women to be able to save the way they would like to save because of their families' needs needing to come first. a recent study by the state farm center at the american college found that only 42% of woman surveyed save a certain amount each month. >> 64% of all the women said that their families needs are in the way to save for retirement. they will have to take time away from work which of course will affect their pensions and so forth. they are also actually making less money than men. so, again, how much money they will be able to save is affected by those factors. >> according to the u.s. labor department, full time working women earn $.78 for every dollar that men earn and spend time off to care for families. >> we look at care giving for children. care giving for parents. possible layoffs. disabilities. >> financial planners say that considering the scenarios and how they will impact their own finances encourages some women to start to save more. >> we have to put plans in action for those what ifs and then we are realistic about how

he did save a lot of lives by doing it. and i don't know if they appreciat appreciated, meaning the two brothers, how critical a witness they left behind. they made a confession to him. this whole miranda issue we're worried about and talking about is almost irrelevant given the fact that they made a confession, a spontaneous confession, far more credible, really, to me, than a law enforcement confession. >> this is an amazing bit of detail again in the globe piece where at one stage, danny's iphone buzzes and it's his roommate wondering in chinese where he is, and tamerlan tsarnaev responds using an english to chinese application and texts back a clunky reply saying in chinese i am sick, i'm sleeping in a friend's place tonight, and then the phone rings and tamerlan says to him if you say a single word in chinese, i will kill you right now. danny, because he's a smart guy, understands what's going on here, speaks in english and the chinese aspect of this probably saved his life, because they thought he's not an american, o

the prices of essential is going up because many people particularly save or save as members there are things they have to spend money on food energy these sort of things right now seventeen percent is an index encompassing all goods including things like i pads you know not all pensioners are going to able to afford life ok so what if there's really no real read rates move the five years is not seventeen percent but thirty three percent when you actually look at the economic figures and take that figure of thirty three percent to the last few years but it's not just the economy's been stagnant it's been going backwards very very quickly because the government says that inflation is roughly two point eight percent yeah ok so based on what you just said it's double that number yet at the moment it's not very much higher but certainly of the last few years yes it has been significant so when people have this sensation of the other month that they're not able to buy as much as they did the month before on start of they actually need like food energy things like this they're correct yes an

we want a saving culture. we want a culture of thrift. we want people to save for retirement. government's saying, just don't save too much. >> i've always thought that. i always thought we were -- and government has always wanted us to save money so that they knew that we weren't going to be reliant upon them. but maybe there's another hidden message in there. this brings up also a smell of cyprus. it doesn't say, maybe you have more details on this, steve. >> good point. >> it did not say, if i have a $4 million retirement account, are they going to take my -- the excess over 3, like cyprus? >> right. i believe what the intention is to tax that excess. here's the problem with that, tom. the government made a deal with us five, 10, 25 years ago. they said, look, if you put money into these accounts, after tax,,into an ira or a roth ira, for example, 401(k) plan, we will not tax that money when you retire. that was the deal. right? now the obama administration is saying, no, no, no. we're going to erase that daily, sorry, we're changing the rules on you. this is why i think ev

we want a saving culture. we want a culture of thrift. we want people to save for retirement.ow the government's saying, just don't save too much. >> i've always thought that. i always thought we were -- and government has always wanted us to save money so that they knew that we weren't going to be reliant upon them. but maybe there's another hidden message in there. this brings up also a smell of cyprus. it doesn't say, maybe you have more details on this, steve. >> good point. >> it did not say, if i have a $4 million retirement account, are they going to take my -- the excess over 3, like cyprus? >> right. i believe what the intention is to tax that excess. here's the problem with that, tom. the government made a deal with us five, 10, 25 years ago. they said, look, if you put money into these accounts, after tax,,into an ira or a roth ira, for example, 401(k) plan, we will not tax that money when you retire. that was the deal. right? now the obama administration is saying, no, no, no. we're going to erase that daily, sorry, we're changing the rules on you. this is why i th

a reasonable level of retirement savings.wonder so many people i talk to are looking to hide money from the government of weather in gold, coins, or anything else gerri: to that point we had of your message just saying, you know, now it's time to get a bigger mattress. but my money in my mattress. when you talk about limiting the amount of money, what they're talking about possibly according to one government official and reports we have been seeing, limited to 3 million because the thinking is, the brain surgery math, you could buy an annuity with 3 million that would pay out 205,000 every year, and that is the amount of money people should have in retirement, no more. more organization is against this. why? >> well, we are against it for a couple of reasons. obverses we just don't think it is appropriate to penalize people have been good savers. but even more than that, most of our members work with 401(k) retirement plans. and this is actually going to impact those, to in that win somebody is that $3 million limit that is

now confiscating funds right you're saving money in banks or confiscating funds or you're saving to go against what paul krugman and the keynesians would talk about including david mcwilliams up there in dublin the paradox of savings that my income is your spending your spending is my income and there's a beautiful curve cartesian relationship between these two things according to our theories however they never incorporate into their theories of fact that banks are just stealing money out of people's bank accounts they're victimizing their scapegoating little old ladies so little old ladies are the scapegoats for this poll grown to feed the stevie cohen's of the world and then get all puffed up saying look i own eric holder i don't barack obama i commit crime with impunity i don't have the bankers and it's those grannies fault that soylent green watches put grannies in your urine findus burgers and your friend just goes on to replace granny with the horsemeat have a granny burger plus we've also covered the fact that these for one case which americans have been forced to save into

money from insulation and energy saving additions to his home. >> i think john saved maybe 20, 25 percent, maybe a little bit more on his heating bills and air conditioning. >> all the work comes from volunteers, skilled craftsman, builders and everyday people. >> oh, my gosh, i love, love what i do. i've been at rebuilding together for about nine years and before then i think i was just a closet handyman. so my tool shed will rival anyone's tool shed. >> find out whether you qualify for a free home makeover. their phone number is 703-836- 1021. you can get this information by getting to my website jchayward.com. >>> we'll >>> i have a copy of the hottest cookbook that's just come out today. you can get it at your local bookstore. you can go online and order it. it is "the washington post" cookbook. i think "the washington post" has some of the greatest recipes ever, and now i have with me bonnie benwick who put together this book. i don't know how she did it. how did you decide what was going in this? this is the first ever. how did you decide what was going in this cookbook? >> it was t

i medicare, $400 billion in health savings. $370 billion in medicare savings. the first decade. second decade, more more than a failure dollars of savings. that is significant -- more than one trillion dollars in savings. that is significant. we need to honor our contract with seniors. >> when you look at the costs of medicare over that time, those numbers, which i don't agree, i do not think anyone can say that is putting us on a sustainable path. one final question really quickly -- can people make under $250,000 buying cigarettes? >> yes. a tax onu have put o those who make under $250,000. >> people need to make choices. >> people make income and they pay taxes. >> is this intended to raise fromue or to stop people smoking? this cannot do both. you indicate that this will have people havstop looking? >> we can discourage new people from smoking and encourage current smokers to quit. at the same time, those who continue to smoke cool pay a tax. ax. will pay a t >> time is up. there's a for your testimony. i wish some of our colleagues on forother side -- thank you your testimo

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he knew he had to act quickly to save her life.asily have bled out in a matter of a minute or so. i talked to him earlier about how he saved this little girl's life. so it's really the second blast when you realized -- >> second blast, yeah. that took all doubts out of my mind. i immediately started running towards the front, yelling for people to get back, get to the kitchen, get away from the windows, you know, not pushing people back but at the same time, i was making it known that i was going forward and they were going the other way. i get out to the patio and i don't know if it was just tunnel vision or fate or whatever it was, but i just looked and focused and i just saw this one child in the middle of the street just sitting there with this dazed, shocked look. even from where i was, i could tell this child was hurt. >> you could see her face. >> yeah. i could just tell. like i said, that's why i don't know if it was tunnel vision or what, i zoomed in. call it training or intuition or whatever. something was horribly wrong.

it saves time and money.ing well means taking action, so let's hear from some folks who did just that with the healthmaster themselves. take a look at this. >> one of the main goals that i wanted was to have more endurance, have more stamina, to feel stronger, and i have accomplished all that with the living well program. i have lost about 30 pounds. one of the things that has impacted me the most is people's reactions to my change. i'm happy to go to work and have people come up to me and they just can't believe the change that i've made in my life, so it has been life-changing and i'm so thankful. it does work, it does work. >> since starting the montel living well program, i've lost 24 pounds. i never thought you could lose this much in a short amount of time, it will change your life it'll make you healthier and make you have a lot more energy and it'll put you back into shape, and everything else will follow, your whole life will change. [applaus >> now, forbes, listen to me. i know we've already proven

saves water. very easy to use >> > one of the standards for commercial, not residential, is that you have to be able to operate equipment with a single operation without tight grasping or pinching. so this actually allows that to happen. you can operate without having to grab and pitch and twist something. this is very user-friendly. it is also reduced flow, and you do not have to have two faucet's running. >> only have to cut one hole in your credit. . granite. this is really traditional, very popular fish. >> nice. and this is, -- chrome, and brushed nicke. >> as far south as there, and showers are popular right now. rain heads are popular, but you want something that is functional for what you use, so hand showers are great. >> is this one of the ones that has a sheet of water? >> it does. waterfalls of this type come down to a point when you turn them on. this particular one, because we have reworked the inside of it in a fairly complex plumbing system in there, it will actually come out as a

i think of thosethose who saved the lives, all these christians to saved lives while risking their ownis a hero. [applause] i also remember it that once we organized here when i was so thisved before extraordinary group led by tom and sarah, they organized a group for the liberators. you were the first free men and women who saw us inside. we brought liberators from all over the world. i spoke to them. you are now the first to have seen us. you were the first free men and women who have seen us. you be our witnesses. i was going to one to another. tell me what gave you the courage to resist? what gave you the courage to become a hero? all of them answer me, we heroes? they did not think they were heroes at all. if my neighbor was in danger, how could i not offer him a place in my cellar for attic? if a child was running industry, how could i not open the door to save him or hurt? i said to myself, in those times it was enough to be human to become a hero. my good friends, we are trying to honor not to make heroes but to make the visitor a messenger. president clinton 20 years ago here

what you see here are the largest cost savings and the largest cost increases. the new design concept for alameda creek involves a much simpler physical, extensive physical improvements so we were able to realize $21 million in saving there. the low number of change orders and the amount of progress made on the bay tunnel has allowed us to redistribute some of the contingency available on that project. so, we have $20 million there. a recent low bid on the beta vision pipeline 3 and 4 also allowed us to save $13 million on that project. and we have also -- have been able to cut significantly our program management costs by phasing out consultants and city staff more quickly. >>> looking at increases, of course, $88 million in the increases for calaveras is due to the different deferring geologic condition, also the need to replenish the contingency fund for that project. i mentioned the field challenges associated with the underwater work with the csa transmission upgrade project that has resulted in increases of 29 million. the $50 million increase on the regio

and his new boss told him two things -- cook what you love, and save your money.esn't know it yet, but he'll work his way up from busser to waiter to chef before opening a restaurant specializing in fish and game from the great northwest. he'll start investing early, he'll find some good people to help guide him, and he'll set money aside from his first day of work to his last, which isn't rocket science. it's just common sense. from td ameritrade. it's just common sense. to try on these amazing depend silhouette briefs. oh, it's cheryl burke! who's this guy? security. cheryl, hi! i know you don't need one but would you try on the depend silhouette for charity? right now? under this? why not? for charity? now's the perfect time, cause with soft fabric and waistband, the best protection looks, fits and feels just like underwear. even doing the chacha. whaaat? ok, america. cheryl burke tried the depend silhouette. get a free sample so you can too. i can't breathe, so i can't sleep. and the next day i pay for it. i tried decongestants... i tossed and turned... i even

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savings. the government wants that too. lori: return to sender, the united states post office backtracking on cost savings plan. melissa: is the fed blowing a new housing bubble? ed pinto, chief credit officer at pinto, joins us with a warning call in today's wail westbound lane" -- today's "wall street journal" end-ed. the dow and s&p i hitting new intra-day highs. >> record, record, that is the day we are seeing here on wall street with the dow and s&p 5 # -- 500 hitting all time record high intradays here. the dow at -- the nasdaq at a multiyear high. the nasdaq up 1%, not quitting, traded as high as 14825. we got the fed minutes. obviously, that was a big deal showing the fed is ready to continue money printing and bond buying helping to keep markets alive. that's been supporting this market, also, look here at tech joints doing well. as we said, the tech -- nasdaq up 1.8% and ibm shares on the rise, ubs raised ibm to a buy, cisco, ibm, hp, microsoft doing so well, and there they are for y

savings. for example, it allows low income beneficiaries to get their prescription drugs at the lower medicare rates, resulting -- without sacrificing their drug benefits. in total, the budget would build on the affordable care act cost- containment measures, generating an additional 370 $1 billion in medicare savings over the next decades. using the deficit, and putting medicare on sounder footing. our budget also reflects our commitment to aggressively reducing waste and fraud in alomar -- in all of our programs. an initiative that last year alone saved taxpayers nearly eight dollars for every dollar that was spent. we are investing in additional efforts to reduce proper matter care -- medicaid and chip payments. what all this adds that too is a budget that will equip hhs to northstar of a thriving middle class. or promote job growth and keep our economy strong in the years to come home a well hoping to bring down the long-term deficit. i know many of you have questions, and i'm happy to tak

visit our website to save up to $25.vailable by prescription from your veterinarian. visit our website to save up to $25. try running four.ning a restaurant is hard, fortunately we've got ink. it gives us 5x the rewards on our internet, phone charges and cable, plus at office supply stores. rewards we put right back into our business. this is the only thing we've ever wanted to do and ink helps us do it. make your mark with ink from chase. but thanks to hotwire, this year we got to take an extra trip. because they get us ridiculously low prices on really nice hotels and car rentals. so we hit boston in the spring-- even caught a game. and with the money we saved, we took a trip to san francisco. you see, hotwire checks the competitions' rates every day so they can guarantee their low prices. so, where to next? how about there? ♪ h-o-t-w-i-r-e... ♪ hotwire.com >> sean: today we were seeing confirmation that the boston bombing suspects were not done trying to hurt and kill innocent americans. their next target we found out

$370 billion in medicare savings over the next decade, on top of the savings already in the affordable care act. budget also our reflects our commitment to aggressively reducing waste across our department. opposing an increase in mandatory funding for our health care fraud and abuse control room. saves theive that taxpayers nearly eight dollars for every dollar spent last year. are investing an additional efforts to reduce improper payments in medicare, medicaid and strengthen our office of inspector general. this adds up to a budget cut it by the administration's northstar of a thriving middle class or is it will promote job growth and keep our economy strong in the years to come while also helping to reduce the long-term deficit. i know many of you have questions, i am happy to take is now. thank you for having me here today. >> thank you. i have to leave and take a phone call, i will be back. senator hatch, what are you takeover. i will be read back. , i am curious as to how overall efforts under the health law, not that much of the initial funding husband pleaded -- depleted -- fu