the sba does require a personal guarantee. i used to say to people we take your house, we take your firstborn, we take everything. why? because it's taxpayer money. and we are playing with taxpayer money and we need to make sure that we protect it as much as possible. and it's true that lenders and bankers always want collateral. and so, one of the things that's happening now is they are finding other ways to make collateralized loans. if you have a loan right now where they take some money out , the square,e other people do this. it's a very good way to pay back because automatically it goes back to them. but one of the reasons -- host: in addition to a credit card fee, this can also be a fee that goes to help a back the loans? guest: a lot of the new lending that's being done now has a repayment system where it's coming through your swipe. , outf your automatically of whatever revenue you have coming in. and that's a good thing, because you know that you can sort of, if your sales are down, maybe you don't have to pay as muc

try to know that sba is helpful in that transition time. we know you've got a good program going forward. we need a little time to get there. >> you mean helpful in terms of backing the loan they can get. >> or connecting them with another business that they might could partner with to do things. it's all part of that networking to do. you know, the tariffs are going to -- they're going to work their way through. for people that are struggling, whether because of tariffs or something -- you're a small business owner and turned it into a big business. how can people weather through when it feels like this is it? i pay my bills, i can't make payroll, which happens to all of us at some point in our business. i'll tell you one of the reasons, probably the number one reason that small businesses fail is they're undercapitalized. they don't know how to manage cash flow. we try to be instructive about it. how to manage your cash flow because what's good this month may not be good next month and you really have to plan it. you also have to understa

chris: we have an sba loan we took out. lemonis: how much is that? chris: $390,000.st for this location? chris: yes. jess: i regret not knowing more about it beforehand. i agreed to open a second location when the idea was brought to me, but what i didn't know is that the location had already been chosen. lemonis: so, you did it on your own? chris: tony was involved with some of it, as well. jess: mm-hmm. lemonis: okay. and so why didn't you have a say in it? jess: i don't really know. lemonis: the fact that they didn't include jess -- it's just disrespectful. let me spend a minute with jess, just so i can understand this store a little better, okay? jess: yeah. mm-hmm. lemonis: what's going on here? jess: i found out when we were signing paperwork, and this guy says "i love the location," and i just looked at them, and i said, "we have a location?" said it was kind of in place, and i was just either gonna be on board or not on board -- these are my business partners. lemonis: you're on the team. jess: let's do it. i'm on the team, so that's fine. let's do it. lemoni

are we going to have a sba director who become a witness against the president?was she told about where her money was going? what is the cost to be the sba director? the people in his circle are getting investigated. this is unprecedented in history. >> that's a great point. last week i was on the air when the story broke about the inaugural committee, and the inaugural committee was run by a lot of trump's friends. what do you make of this number just into trump and his businesses, 17 separate investigations not to say anything about his associates, as frank just reminded us? >> we know the president thinks it's a witch-hunt because he keeps telling us that but with this number of convictions and guilty pleas and investigations, it's something really serious. even though we've all grown numb to whatever the allegation du jour is to trump and misconduct, it's something very serious we need to keep our eyes on. frank is so right, this reminds me of every case i ever tried as a prosecutor where i had to put a big flow chart up in front of a jury with circles and li

sba is helpful in some of that transition time. we can be because we know you've got a good program going forward. you just need a little time to get there. >> you mean helpful in terms of backing a loan they can get? >> yes. or connecting them with another business that they might partner with. you know, the tariffs are going to work their way through. >> for people that are struggling, whether it's because of tariffs or something else, you're a small business owner and turned it into a big business, what do you say? how do people weather through, i can't pay my bills or make payroll. it happens to all of us at some point. >> it does. one. reasons -- probably the number one reason that small businesses fail is because they're undercapitalized. they don't know how to manage cash flow. that's one of the things we try to be instructive about is how to manage your cash flow. because what's good this month may not be good next month and you have to plan it. you have to understand what it's time that you ought to get a loan for a while

it the unit sounded as soon as medics walked sba the houst in northwc. alerting them there were dangerous levels of the odorless gas in the home. the original call was fo fa man down unknown reasons. they found the victim unconscious and took him to the hospital. >> we carry a carbon monoxide et detector on all units. ju in case, when we walk in, petarted to alarm and notified them that thion may be carbocious because of monoxide. >> the detectors save lives who get an early warning. in this case, there were potentially fatal levels of co in the home caused by a faulty furnace. >> 200 parts per million. >> he sev is that? >> over a long period of time, it will cause death. in the short-term, it causes headaches, nausea,tivo. >> adam lives nearby. his house had to be ventilated because levels were elevated there too. he said this experience has him aking action today. >> the departmened if we have a carbon monoxide sensor and we never thoug about it before. i'm going to get two this morning. that's why i'm already out here. >> reporter: the good news is t

secondly, we're going to be hearing about sb-50 and all that and we had an impact analysis done on sba-27 but it was a map that showed the city in red, that it was covered by everything. i think really understanding what we have now and the increase in height, what would it look like? again with two colors. i know other jurisdictions in the state did analysis that looked like that. i don't think we had the [inaudible] to do it and maybe we can apply it this year. >> some of these tools are still in development and are in beta testing and we're working to get there and we can only go so fast as the software is developed. i would say that whole exercise that you described of the whole growth capacity assessment that i worked with scott for a year and a half on. it took us a year and a half to compile it all to compile al static 2-d map for you and the questions come out, what is the capacity of this subarea and then it takes another two months to get through this. >> one last one. ms. hester raised a good point about topography. a 15-minute walk from church to castro via 21st street is p

lease, hosting and maintenance of a nationwide mail management system, sba 8 a program for the installation of agencywide security upgrades and competitive firm fixed price task orders and headquarters help services, fiscal year 2018 human resources staffing specialist, extension of industrial and organizational psychologist. public access to court tronic records pacer and the fiscal year 2018 state and local budget allocations and the 29th teen-2021 xl conferences. approved the eeoc strategic plan for 2018-2022, approved the commissioner charged with drawl. approved a closed meeting with question access request for discussions regarding federal agency discriminate -- complaint appeals and approved connelly, lyeunice chapman and spencer lewis jr., and edward g. hill, dr. patrick ronald edwards, wilma jones scott, judy florakawa , kathleen w. cores, cynthia d. pierre, rose idylwild mendez and jermaine roseboro on their retirement. also approved 107 items to the notice and whole procedure. 39 amicus briefs , 49 subpoena determinations and 19 federal sector appellate decisions. madam chair? >>

an effect when the attorney general does it with the president more than the president of the aba or sba or something like that. i don't think those kinds of things that have -- have happened recently. i think they should and i think the new attorney general should have some kind of impact on those conversations. as you hear from these justices of the state supreme court, i think you are going to to that my problems and the judges you just heard from our minor in the scheme of things. the real problem with independents in the judiciary is where judges have to run for office. i am very alarmed with what can happen in states and with state courts. i think that is a really alarming problem. in the federal courts, i have the luxury of, i am appointed for life, i'm going to outlast all of these guys. i've been a judge 31 years, i have seen presidents come and go. i'm still going to rule on what i think is right. it is a great luxury of life coming to work every day, loving my job, rolling on what i think is right. sometimes the court of appeals reverses me. that doesn't mean i was wrong, that

michael a federal judge will be on december 18n more than a year after he pled guilty to lying to the sbaontacting russian officials -- fbi about contacting russian officials on trump's behalf. global news, 24 hours a day, on air and at tictoc on twitter, powered by more than 2700 journalists and analysts in more than 120 countries. this is bloomberg. francine: thank you so much. the ukrainian president has renewed appeals to his nations allies to punish russia. we spoke exclusively to him and asked if he was satisfied with the reaction from the west. >> i want to thank all the leaders of the world for supporting us in this difficult time. the statement of the united states, the g7, the european allies andother strong words is definitely the strong support of the ukraine. with this situation, i think western partners make strong statements, putin acts. we should have better coordination also to act. act means, not open war. definitely, no. we just want to defend and protect our sovereignty and integrity in our independence. act means a new block of sanctions against russia. increase the p

here is where the money comes from, fema, hud, sba.s how to use it in succession to do the greatest good. but there's not one computer model that i can provide anybody that says if you spend the money this way we will become resilient and we will never have to come back to your communities in texas to do this again because we've use the money correctly. that is the problem. how do you streamline this? there is too much of a time delay between fema's emergency housing and were hud funding can be used. it's complicated, it creates mistakes and it's far greater with fema streamlining the processes. how do we do this and allow governors to control their own destiny? take me out of the game. there german deals back the gentleman from maryland is recognized. >> thank you very much mr. chairman. administrator long i have listened to you very carefully and , first of all i want to clear up some things here. there is no one on this committee that does not fully appreciate what fema has done. and we realize that fema has a tremendous burden on i