let's bring in heather schlegel, a futurist that's helped develop products in silicon valley.article this morning, and i was, like, "hmm, no more banks, no more money to carry around, is this real?" >> hi, shepard, thanks, yeah, it could be real. it's the kind of vision of the direction that we're going right now, is money real today? i might ask the question to you. >> very good question. >> because so many of -- so many of us -- [ overlapping speakers ] >> -- if i were to back it up 20 years, when i'm sitting in a local newsroom in ft. myers, and you tell me that in 20 years we're going to be communicating on this thing called facebook and we'll be tweeting each other, i would never have believed we would change our -- and you're saying the same thing will very possibly happen with our money, right? >> it's certainly a possibility. the scenario that you kind of outlined was outlined in the article, there's this idea of matching up the trends of whereable computers, which right now are being used for tracking a lot of the medical and body metrics. but there's really no reason