joining me is senior vp at charles schwab and president much the charles schwab foundation. to have you with us, kerry. tell me how this works and how it impacts the bottom line for charles schwab. >> we've been promoting volunteerism at schwab for years and years. it is part of our culture. part of our values.% so we have many programs to offer, including we've had the schwab volunteer week for the last 10 years where we mobilize our employees across the country to volunteer in their communities together. creating a sense of team work among everybody. lori: so how much time or how do you determine how much time you will geoff your employees to go out and volunteer? >> we have a formalized program where we offer eight hours a year but we have tremendous more opportunities to volunteer. in fact next month we've got 600 employees going out to walk on behalf of the american heart association. we also promote volunteerism through our recognition program where our top employees receive an award or our top volunteer employees receive an award of $2500 for their favorite charity an

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for me i don't need twitter to tell me to own schwab but i do like to use it to talk about schwab or people other people that have that interest. again, i'm not getting my ideas from these places but i'm using them -- >> it sounds like you're talking about stocks you own out there so people actually start talking about it. that doesn't sound real to me. >> it's real to me. i don't know. >> i'm sure it is. >> howard -- >> that's what makes markets. >> we are going to leave it there. pleasure speaking with you. interesting comment there. let's get to tesla. we're seeing a big move in the after hour session beating on both the top and the bottom line. let's get the analysts take. joining us on the fast line is ben cal low. good to have you with us. >> thanks for having me. >> have they said anything yet about goals for gross margins because that's going to be key here? >> we saw a great improvement. 8 percent improvement without any regulatory credits and still targeting 25 percent with the hopes of gaining higher than that next year. >> right now you've got -- what is your price target

professor klaus schwab greets presidents and rock stars, but as we tried to catch up with him, schwabhat titles don't matter at his forum. >> you have to send your ego home, and you re-find it when you come back. >> but not here. >> not here. not here. >> after 40 years, schwab is still the head of the nonprofit foundation that stages the forum. your office is behind the xerox machine and a coffee maker. >> exactly. like we are very tight. >> his forum works like nothing else in part because it isn't formal or official. it turns out people who can't be seen together in public can meet here. in 1989, north and south korea spoke for the first time at davos. when the berlin wall fell, german unity started at davos. and in 1992, mandela and de klerk began the conversation that ended apartheid. queen rania of jordan told us that warring factions in the middle east meet here when no world power can push them together. an arab and an israeli could run into each other in the hallway in this hotel. >> absolutely. absolutely. and not feel they have to pander to, you know, media or to the-- or t

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